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Crime Stoppers

Don't let criminals go unpunished.  Call your local Crime Stoppers hotline to leave an anonymous tip.  Remember, Crime Stoppers wants your tip, not your name

Shreveport Crime Stoppers:

P. Allen Smith

From the garden, P. Allen Smith offers expert advice to beautify your home, help your garden grow and add elegance to the everyday. For his latest tips, click here and visit his website.

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• Allow yourself to be upset or even afraid. These are natural reactions. However, should they become intense, be willing to seek professional help. Talking things through and hearing another person's perspective can bring relief and restore your positive outlook.

• Resist the urge to tell your boss what you truly think of him or her. Remember, you may need him or her as a reference for a future job.

• Take advantage of any assistance your workplace offers. Many companies provide placement assistance, job retraining and severance packages. Make sure you are aware of all benefits offered.

• Apply for any applicable government benefits. Your HR representative at work will be a good resource.

• Resist the urge to solve your problems by spending recklessly. It may feel good for the moment, but the high of spending won't equal the low of dealing with additional debt when there is no income.

Congress passed the landmark Consolidated Omnibus Budget Reconciliation Act (COBRA) health benefit provisions in 1986.  The law amends the Employee Retirement Income Security Act, the Internal Revenue Code and the Public Health Service Act to provide continuation of group health coverage that otherwise might be terminated

What does COBRA do

COBRA provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates.  This coverage, however, is only available when coverage is lost due to certain specific events.  Group health coverage for COBRA participants is usually more expensive than health coverage for active employees, since usually the employer pays a part of the premium for active employees while COBRA participants generally pay the entire premium themselves.  It is ordinarily less expensive, though, than individual health coverage

Who is entitled to benefits under COBRA

Qualifying Events - Qualifying events are certain events that would cause an individual to lose health coverage.  The type of qualifying event will determine who the qualified beneficiaries are and the amount of time that a plan must offer the health coverage to them under COBRA.  A plan, at its discretion,  may provide longer periods of continuation coverage.

Information on the COBRA Premium Subsidy can be found at www.dol.gov/COBRA